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Wills: Transferring Property After Death

Posted October 29, 2015

In the state of Minnesota, if you don’t leave a will or neglect to name a personal representative before you die, the court will appoint one for you. Your personal representative is required to determine the value of all Minnesota real estate.

Real estate is probated in the state it is located. For more information on wills and real estate appraisal services you might need in the event of a death in the family, read what Minnesota’s Attorney General has to say about probate and planning.

Click here to learn more about Anthem Valuation’s estate settlement appraisal services.

Appraising a Divorce

Posted October 22, 2015

While some divorces can be nasty affairs that take a toll on everyone involved, others can be relatively amicable. With U.S. divorce rates at 40-50% according to the American Psychological Association, it is important for everyone to be aware of Minnesota’s laws to ensure the process is as smooth and civil as possible.

Minnesota divorce law requires “making a just and equitable division of marital property.” A divorce appraisal of real estate is often the basis of value that allows each party to negotiate its share. In some cases, one appraisal is agreed on by both parties, while other times each party orders its own separate appraisal.

Depending on the case, a home can be considered “marital” or “non-marital” property.  While marital property is property acquired during a marriage, non-marital property is something that is acquired outside of the marriage. There is occasionally a need to complete an appraisal in retrospect to determine changes in a property’s value over a certain time frame to determine the basis of how value has changed within a marriage. Click here to learn more about Minnesota divorce and family law.

An appraisal from Anthem Valuation can help ensure a just, amicable divorce settlement for both parties involved.

Housing Market Showing Low Supply, High Demand

Posted October 15, 2015

Homes for sale in the Twin Cities are a hot ticket item these days, with prices going up and time spent on the market going down.

The average days listed for homes within the Twin Cities market has continued to trend downward to 63 days, down 7.4% from one year ago. In fact, the current days listed to sale are at an eight-year low. On the flip side, the median sales price continues to trend upward to $225,000.  This is an increase locally of 4.7% from last year and at a seven-year high.

Price increases within the local housing market are being caused by several factors. Higher building material costs, higher labor and more stringent building standards are driving the physical act of building homes higher. Additionally, buyers are selecting homes with more options and higher grade materials, further driving up costs. Lastly, the supply and demand balance is projecting a continuing increase in home prices. The supply of homes currently listed for sale within the Twin Cities market is at a ten-year low, with about a four-month supply of homes on the market.  This is down from a peak of a ten-month supply in November of 2011.

A housing supply of six months or higher usually indicates an oversupplied market with a strong likelihood of price declines. On the other hand, a supply of less than six months’ worth of homes listed on the market suggests increasing values based on demand. Generally, a six-month housing supply is considered to be the perfect balance for a stable or flat market.

With the housing market trending high demand and low supply, now is the perfect time to sell. An appraisal from Anthem Valuation will help you sell your home for a great price in no time!

Welcome to Anthem Valuation’s New Website!

Posted October 8, 2015

Featuring responsive design and interactive content, Anthem Valuation’s new website looks great on phones, tablets, laptops and desktops of any screen size! Our beautiful new website is a breeze to navigate and includes information about what we do, our service area, what our customers are saying and links to our social media pages.

Headquartered in Maple Grove, Anthem Valuation is a family-run business founded and led by Sr. Appraiser Derek Rizzo. With nearly 15,000 real estate appraisals over the last 10 years, Anthem offers accurate appraisals at competitive rates, quick turn times and excellent customer service.

We work closely with realtors and brokers to establish list prices, home sellers to insure they’re getting top dollar and home buyers to insure they’re not overpaying for a new home. We perform appraisals on all types of residential properties in the Twin Cities’ 9-county metro area, including Anoka, Carver, Dakota, Hennepin, Ramsey, Scott, Sherburne, Washington and Wright counties. Our specialties include:

So check out our new website and learn more about our appraisal services. No job is too big or too small for Anthem Valuation!